The Centre for Competition, Regulation and Economic Development (CCRED), in association with National Treasury, has the pleasure of inviting you to the following workshop:

 ‘COMPETITION, BARRIERS TO ENTRY AND INCLUSIVE GROWTH: A CASE STUDY OF ENTRY BY CAPITEC BANK’

Retail banking in South Africa was, for a long time, not the terrain for new entrants. Small banks failed, or were relegated to the margins, with the big four banks dominating the market. Capitec appears to have scaled the high barriers to entry in this sector to become a disruptor in the market. However, it remains a small player, attracting less than 5 percent of retail deposits by 2014. This study on retail banking focuses on the entry and expansion of Capitec Bank as a case study. Capitec’s entry into a concentrated sector with high barriers to entry (such as capital requirements, payment system rules and customer switching behaviour) is a remarkable success in recent South African corporate history.

 

Join CCRED in partnership with National Treasury for reflections on the results of the study and implications on policy.

Date:                                      Thursday, 17 March 2016

Time:                                     16h00-18h00

Venue:                                   CCRED Seminar Room, 2nd Floor, 5 Sturdee Avenue, Rosebank, Johannesburg

RSVP by email:              infoccred@uj.ac.za

 

Parking is available at the venue, on the street (Sturdee Avenue) and in Rosebank Mall from the Sturdee Avenue entrance. The venue is also accessible using the Gautrain. (11 minutes’ walk).

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